Travelling without travel insurance
Article by David Wilcox
According to research, one in five people travel abroad without travel insurance. This means that 20% of people take a huge risk and choose to travel overseas uninsured. Whilst this may be seen as a way of saving money in this tough economic climate, travelling without travel insurance can have expensive repercussions.
Travel insurance covers travellers against a number of incidents and issues. Without insurance a traveller is left to cover the costs of any incidents themselves. These costs will vary depending on the incident but it is safe to say that in most if not all cases, it would have been cheaper to pay for a travel insurance policy than pay to resolve the issue.
There are a number of ways in which purchasing a travel insurance policy can save you money. Should a holiday need to be cancelled or delayed due to unavoidable circumstances, a travel insurance policy will cover any financial loss. Any expenses sustained because of delays or cancelled flights will be covered by your policy. Stolen or lost money and/or personal belongings, including your passport, will also be covered by your insurance policy.
Perhaps the most important issue that is covered by a travel insurance policy is medical emergencies. Medical treatment abroad can be extremely expensive. That is of course, unless you have travel insurance. If travel insurance is taken out by travellers, any illnesses and injuries can be treated and the costs incurred will be covered.
These are just a few examples that highlight how important travel insurance is when travelling overseas. Whilst it is understandable that people are looking to save money where they can, not taking out travel insurance is certainly not advisable and could end up costing you a significant amount of money. When you consider the costs that could be covered and the peace of mind that these policies offer, it really is surprising that 1 in 5 of us continue to travel abroad without travel insurance.
Use a travel insurance comparison site to find cheap travel insurance. If your planning more than one trip this year then take out annual travel insurance.
About the Author
David Wilcox is a web author based in the UK
Source: http://www.compareinsurance-rates.com/travelling-without-travel-insurance
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