Can I Drive a Relatives Car if I Have no Car Insurance of My Own?

The answer to that depends on how often you use the car and if the relative lives with you. You can drive any insured car, but if you drive it regularly, you need to be listed on the policy. This is especially important if the car belongs to a household member related by blood or marriage because insurance companies scrutinize accidents where a household relative is driving a car and not listed on the policy as a driver. Borrowing the car once, should be no problem, but expect to have any claim that arises scrutinized heavily.

Being added to the policy will increase the premium in most cases. However, it will still be cheaper than carrying your own policy. Depending on your driving record, you?ll probably pay about half of what you paid when insuring your own car.

Source: http://www.autoinsuranceadvice.com/insurance-questions/915/i-live-in-north-carolina-i-have-sold-my-car-recently-and-canceled-the-auto-insurance-i-had-on-it-am-i-allowed-to-drive-a-relatives-car-it-is-fully-insured-despite-not-having-my-own-insurance/

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